Embarking on the journey to buy your first home is thrilling yet challenging. To make this milestone as smooth as possible, we've compiled 5 Ummissable Tips that can make all the difference. Plus, don't miss our game-changing BONUS tip!
Keep Your Income Consistent:
Avoid unpaid leave and use your annual or personal leave to ensure financial stability.
Separate Your Savings:
Keep your savings in a different account from your main transactions to prevent accidental spending.
Steer Clear of BNPL and Same-Day Lenders:
Settle and close any Buy Now, Pay Later accounts. Avoid same-day lenders like Nimble and Cash Converters.
Control Living Expenses:
Limit spending on gambling, tobacco, and alcohol to maintain healthy finances.
Avoid New Credit Applications and Ensure Timely Payments:
If possible, don't apply for new credit. Ensure all repayments and rental payments are made on time.
🎁 Bonus Tip: Check Your Credit Reports (Free of Cost):
Download & Review your credit reports for any errors or opportunities for improvement. Contact us and we'll DM you a link to download your credit report free of cost!
Feel free to reach out if you need more guidance. Your dream home is just around the corner! 🌟
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Kandel & Co Pty Ltd t/a Everest Home Loans is an Authorised Credit Representative – 506833, and Rajesh Kandel is an Authorised Credit Representative number – 476341 of Connective Credit Services Pty Ltd ABN 77 161 731 111 (Australian Credit Licence No.389328).